Take a walk around the exterior of your home. Do you have spigots present that provide a source of water outside for the home? What you may not realize is that they create a real danger to the interior of your home, too. While home insurance may cover burst pipes, minimizing the damage risk is essential. There …
How to Minimize Frozen Outdoor Pipes Over the Winter Read More »
When an accident occurs, do the right thing. Report it. Call the police to get an official statement over what happened on record. Be sure to file a police report. Then, call your auto insurance agent. The fact is, if you do not report it, chances are they will learn about it anyway. Don’t make the mistake …
Are you responsible for another person’s injuries if they happen on your property? Initially, you may believe the answer is yes. But, there are some limitations. If a trespasser enters your property, you still have some responsibility for providing a safe space. However, when your home insurance pays out depends on a variety of factors. Here is …
Who Is Responsible for Injuries Trespassers Receive on Your Property? Read More »
Do you want to find a way to reduce your home insurance costs? One way to do so is with a new home security system. Adding security means reducing risks. Home insurance companies often value this. A home that is safe is one less likely to see numerous claims for vandalism and break-ins. The holidays are an excellent time …
Could Buying a Home Security System Now Pay for Itself in Home Insurance Read More »
Starting a new business means fantastic new opportunities. For many people who love pets, providing pet sitting and grooming services is a great way to build a business. But, what type of business insurance do startup pet groomers and pet sitters need? Having proper business insurance is essential. It can help keep your business on track. It also minimizes …
Business Insurance for Startup Pet Sitters and Groomers Read More »
Auto insurance companies use credit scores to determine the risk of a vehicle owner. Those with good credit scores could save money. It is always wise to work to boost your credit score. It could help reduce what you have to pay each month. But, how do you do so? Before you renew your policy, consider these …
3 Tips to Boost Your Credit Score Before You Renew Your Auto Insurance Read More »
Your parents are getting older. You worry they may not be as skilled behind the wheel like they used to be. In situations like this, many people want to know what to do. And, how do you know when your senior loved one is no longer safe behind the wheel? Your auto insurance provider needs to know …
Is Driving Still Safe for Your Senior Loved One? Read More »
Every year, plan a meeting with your business insurance agent. Discuss the types of risks your company faces, their changes, and any claims. Then, upgrade your liability insurance. Though not always necessary, an annual review is critical to know what your risks are. And, it gives you confidence knowing you have ample protection in place. Here is …
Upgrading Liability Insurance – Take a Look at Last Years’ Claims Read More »
Many homeowners are adding smart thermostats to their property. This can be a good addition. It may reduce your home’s heating and cooling costs. Yet, thermostats like this do not always reduce home insurance costs. The details are in the way the thermostat functions. Some models can provide more connectivity and whole-house control than others. Here’s how …
Will a Smart Thermostat Help You Save Money on Home Insurance? Read More »
When a flood spreads throughout your home, you may stand there and feel helpless. As the water rises, it causes damage to numerous surfaces. Many people focus us on the belongings lost in these areas. Yet, the drywall, carpeting, and even the subfloor can also suffer damage. If your home insurance policy covers flood damage, the policy …
Home Insurance for Drywall Repair After Flooding Read More »
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