A friend borrows your vehicle. That person causes an accident. He or she damages your car. And, there is damage to another person’s car, too. Who covers the losses? In a situation like this, it can seem very worrisome to you, but most often, car insurance covers the vehicle. That is, your car insurance remains …
Who Is Responsible for Damage When Someone Borrows Your Car Read More »
Storms can create a significant amount of damage to any home. Most often, home insurance helps cover these losses. It can help to cover making repairs or replacements to the areas damaged. Siding may be one area of protection. The siding on your home offers protection to the structure. Damage to it puts your home at risk. …
Damaged Siding After a Storm – When to File a Claim Read More »
Falling asleep behind the wheel of a car is a very serious risk. In some situations, it can lead to wrecks, significant damage or even the death of another person. Most often, your auto insurance covers the damage you cause to other people. Yet, there are some limits. Why you fell asleep could be a key factor …
You Fell Asleep Behind the Wheel – Will Auto Insurance Cover Your Losses? Read More »
As you build an online presence for your company, you might feel overwhelmed by the fact that you need to create fresh content regularly. Even if you like writing, taking time to think up the topic, write it, and then post it can take upwards of two or three hours. Luckily, posting to your blog …
How To Create A Year’s Worth of Online Content In A Week Read More »
Liability insurance is a type of car insurance protecting other drivers should you cause damage to their property or person. Most states require drivers to have this type of auto insurance in place. Yet, state minimums are usually very low. In some cases, they offer so little coverage that you still face significant exposure to risk. How …
How Much Liability Insurance Is Recommended for the Average Driver? Read More »
The foundation of your home is a critical component. Everything builds up from it. A small crack or area of damage could mean the entire structure is at risk. Yet, foundation problems can also be expensive to fix. Will your home insurance help cover your losses? The answer depends on a number of factors. What causes the …
Most business owners need to maintain comprehensive insurance coverage for their property. This includes property insurance, contents insurance and liability coverage. Like many consumer-based home insurance policies, business insurance does not outright cover flooding or earthquakes. However, there is help available to cover these losses. It’s important to know what your options are. Flood Insurance Coverage For Businesses Most business …
Business Insurance Protection from Earthquakes and Floods Read More »
You may be looking for a way to add a bit of privacy and comfort to your home. A she-shed, or a he-shed, is a trendy way of doing just that. Converting an outdoor shed into a space for relaxation can be a good thing. Before you do that, though, you need to be sure …
Adding a She-Shed? Add Home Insurance Coverage for It Read More »
Are you planning to obtain a new auto insurance policy? Perhaps you are looking for quotes on an auto insurance policy to save money. When asked about your driving record, be honest. Not doing so is going to cost you in the long term. Most drivers will find car insurance even if they have a few points on their …
Why to Be Honest About Your Driving Record When Getting Insurance Read More »
Owning a vehicle is a big responsibility. Even if you never take it out onto the road, it tends to be a good decision to maintain proper auto insurance on it. This can help protect your investment. However, the laws on this differ from one state to the next. A vehicle not on the road may not …
If You Own a Car, But Don’t Drive – Do You Need Auto Insurance? Read More »
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