Auto Insurance

Does My Personal Auto Policy Cover My Vehicle if I Use it For My Business?

Say you’ve just started a lawn maintenance business. You drive your personal pickup truck to get to and from clients and pull a trailer with all of your maintenance equipment. On the way to a client, you take too sharp of a turn and sideswipe a parked car. Does your personal auto insurance cover this? …

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woman on cell phone calling insurance company while looking at her crashed blue car.

How an Auto Insurance Company Decides If Your Vehicle is a Total Loss or No

When you get into an accident that seems relatively minor, you may end up surprised when your insurance company declares your vehicle totaled. Also known as declaring a total loss, this decision relies on different information than you might expect. Understanding the total loss formula will give you some insight into what might happen the …

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