There are several aspects of home insurance that are often misunderstood. Many homeowners go to file a claim after an accident and are surprised and frustrated to find out that the damage isn’t covered. One of the main misunderstood aspects of home insurance is damage caused by water. As a rule, water damage isn’t covered by home …
Does My Homeowners Coverage Cover Seepage from Pipes? Read More »
Say you’ve just started a lawn maintenance business. You drive your personal pickup truck to get to and from clients and pull a trailer with all of your maintenance equipment. On the way to a client, you take too sharp of a turn and sideswipe a parked car. Does your personal auto insurance cover this? …
Does My Personal Auto Policy Cover My Vehicle if I Use it For My Business? Read More »
Say you just purchased a plot of land. Land is expensive, and you want to make sure your new land is protected in case something happens before or while your home is being built. If you purchase land, you can typically extend your home insurance policy to cover that land. This coverage is typically called …
Sometimes teenagers play musical cars. It’s generally legal for friends to borrow each other’s cars so long as they have a valid driver’s license. While a friend driving your teen’s car may not be a huge deal, accidents can happen. What Happens If Your Kid’s Friend Wrecks the Car? The good news is that your …
What Happens When My Kid’s Friend Drives Their Car? Read More »
Workers compensation insurance is required for almost every business to assist when employees get injured on the job. Although you should always take measures to prevent workplace injuries, accidents happen. You need to know what to do in case one of your employees gets hurt. Steps to Take If Your Employee is Injured on the Job …
Workers Compensation: What Happens if My Employees Get Hurt? Read More »
Today’s world is becoming increasingly reliant on technological developments so it’s no surprise that businesses are adopting new technologies to keep up with the pace. E-Commerce, email marketing, social media and cloud storage are the new normal and businesses are often expected to join the bandwagon if they’re serious about survival. But with the perks …
Today’s High-Tech World Creates New Risks for Businesses Read More »
Whether or not your health insurance will work across state lines comes down to the plan you are carrying. What you’re going to be looking for in your policy is the letters “MSP,” for Multi-State Plan. Why Doesn’t All Insurance Work In Every State? Private insurance must contend with the fact that not every company is authorized …
Everyone should know how to change a tire in the event that you’re caught with a flat. The process is simple enough for anyone to do on their own, but certain steps must be followed to do the job correctly. This guide provides you with a good reference when changing a tire. Pull Off Pull …
Workers’ compensation is a form of business insurance providing financial coverage to employees hurt on the job. It is usually available to all companies. Legally, most states require mid- to larger-sized companies to maintain policies. However, it benefits all companies in a variety of ways. Should you invest in workers’ compensation for your small business? What …
Workers’ Comp for Small Companies – What Is the Benefit? Read More »
There are many things to remember when deciding how much insurance coverage you need on your home. Let’s go over a few. Location Where you live changes the cost to rebuild or fix your home if you were to have a claim. The Midwest and South are cheaper than California. Price The price to rebuild …
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