Author name: James Buck

Workers’ Comp for Small Companies – What Is the Benefit?

Workers’ compensation is a form of business insurance providing financial coverage to employees hurt on the job. It is usually available to all companies. Legally, most states require mid- to larger-sized companies to maintain policies. However, it benefits all companies in a variety of ways. Should you invest in workers’ compensation for your small business? What …

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Will Home Insurance Cover Visitor Damage To Your Property?

Let’s say a visitor comes to your home. That visitor causes damage to it, such as breaking a window or dropping an expensive vase. Do you have home insurance to cover these losses? This depends on multiple factors. Most of the time, home insurance covers accidental loss and damage. But there are a few other factors that play a …

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Life Insurance for the Non-Worker: Why You Still Need Coverage

It is always important for wage earners to have comprehensive life insurance. It helps protect dependents if they unexpectedly die. However, for the person who does not work, it is still important to choose a life insurance policy. Are you a stay-at-home parent? Perhaps you do not work because your spouse does. Maybe a single income …

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What Does Personal and Advertising Injury Mean on a General Liability Policy?

When you purchase a business insurance policy, it is likely that you will come across general liability insurance. General liability insurance is one of the most important coverages for business or individual, as it protects against common accidents that can occur at your business. Personal and advertising injury covers primarily non-physical injury another person or business may …

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