Workers’ compensation is a form of business insurance providing financial coverage to employees hurt on the job. It is usually available to all companies. Legally, most states require mid- to larger-sized companies to maintain policies. However, it benefits all companies in a variety of ways. Should you invest in workers’ compensation for your small business? What …
Workers’ Comp for Small Companies – What Is the Benefit? Read More »
Is your home insured to a high enough value? There are many things to remember when deciding how much insurance coverage you need on your home. Let’s go over a few. Location – where you live changes the cost to rebuild or fix your home if you were to have a claim. The Midwest and …
Let’s say a visitor comes to your home. That visitor causes damage to it, such as breaking a window or dropping an expensive vase. Do you have home insurance to cover these losses? This depends on multiple factors. Most of the time, home insurance covers accidental loss and damage. But there are a few other factors that play a …
Will Home Insurance Cover Visitor Damage To Your Property? Read More »
Did You Know? Driving in dicey weather conditions can be downright nerve-wracking. It can also be very dangerous. Being aware of how to modify your driving during rain, tornadoes, snow and fog can help you stay calm during your commute. Rain and Thunderstorms Turn on your headlights, wipers and defroster to increase visibility. Drive in …
It is always important for wage earners to have comprehensive life insurance. It helps protect dependents if they unexpectedly die. However, for the person who does not work, it is still important to choose a life insurance policy. Are you a stay-at-home parent? Perhaps you do not work because your spouse does. Maybe a single income …
Life Insurance for the Non-Worker: Why You Still Need Coverage Read More »
As the COVID-19 pandemic begins to wane, your ability to get outdoors, travel and participate in activities will increase once more. However, being outside exposes you to health and safety risks, and if you fail to protect yourself, then you could wind up creating a lot of problems for yourself. Though you might have health …
When you purchase a business insurance policy, it is likely that you will come across general liability insurance. General liability insurance is one of the most important coverages for business or individual, as it protects against common accidents that can occur at your business. Personal and advertising injury covers primarily non-physical injury another person or business may …
What Does Personal and Advertising Injury Mean on a General Liability Policy? Read More »
Years of driving your car through different seasonal conditions will eventually take a toll on the vehicle, no matter how hard you work to maintain your car. Still, regular maintenance requires paying attention to the vehicle, and being aware of the signs that a trip to the mechanic is in the cards. Among the most important …
How Do You Know When It’s Time to Buy New Tires? Read More »
Life insurance is a useful policy designed to protect families once a breadwinner passes away. If you are the main source of income in your family, or if you have a lot of debts that can compound on your family after you pass, you should consider a life insurance policy. Whether you need life insurance …
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