Business Insurance

Today’s world is becoming increasingly reliant on technological developments so it’s no surprise that businesses are adopting new technologies to keep up with the pace. E-Commerce, email marketing, social media and cloud storage are the new normal and businesses are often expected to join the bandwagon if they’re serious about survival. But with the perks …

Today’s High-Tech World Creates New Risks for Businesses Read More »

Like any business, contractors have their own unique risks and should have contractor insurance to help them stay protected.. Get the protection you need with the right insurance policies. Discuss the following (and additional) options with your independent insurance agent to build an appropriate insurance package for your business.  Property Your business likely own physical assets. Protect …

Insuring Your Contracting Business Read More »

Do you really need to invest in business insurance that covers interruptions to your operations? As a business owner, you may not remember a time when you couldn’t open your location and serve your customers’ needs. That doesn’t mean, however, that you can afford to go without any type of coverage for an interruption. This …

3 Ways Business Insurance Benefits Your Financials Read More »

Workers’ compensation is a form of business insurance providing financial coverage to employees hurt on the job. It is usually available to all companies. Legally, most states require mid- to larger-sized companies to maintain policies. However, it benefits all companies in a variety of ways. Should you invest in workers’ compensation for your small business? What …

Workers’ Comp for Small Companies – What Is the Benefit? Read More »

When you purchase a business insurance policy, it is likely that you will come across general liability insurance. General liability insurance is one of the most important coverages for business or individual, as it protects against common accidents that can occur at your business. Personal and advertising injury covers primarily non-physical injury another person or …

What Does Personal and Advertising Injury Mean on a General Liability Policy? Read More »

Business insurance is not a one size fits all product. The type of coverage you need depends on many factors, such as what kind of business you have and where you conduct your operations. Overall, companies need general liability and property insurance. If you have people working with you, you also need workers’ compensation. Let’s …

What Insurance Does My Business Need Read More »

You have done a lot to build your business over the years. You probably have also worked to put away a decent amount of money as a security cushion. However, running the business is always going to cost you, and unexpected costs could easily cause a financial strain. One of the most devastating of these …

Will I Lose Everything if my Business Gets Sued? Read More »

Dangerous conditions create high-risk environments for business owners. When an unsafe condition exists, it is essential to take immediate steps to correct it. Leaving it, even for a moment, puts other people at risk. It also increases the likelihood you will need to file a business insurance claim. To avoid this, learn how to train employees to …

Correcting Unsafe Issues to Minimize Insurance Claims Read More »

If you’re familiar with your business insurance plan, you’ve probably examined its professional liability coverage to great extent. Between employee slip-and-fall injuries, construction site injuries, fleet accidents and more, there are a lot of situations which can result in financial trouble. Many policyholders don’t give a certain workplace disaster factor enough attention, however: The Struck …

Five Tips for Preventing Struck by Object Liability Claims Read More »

An investment in business insurance should provide ample protection for the structure. Though your coverage also includes your business’s inventory, furnishings and equipment, consider the value of the structure first. This figure is not easy to determine in some cases. Before you buy coverage, consider a few tips. It’s Not the Sale Price of Your …

How to Estimate the Value of Your Business’s Structure for Insurance Read More »