Business Insurance

Accidents and misfortunes occur to most businesses at various times. When something occurs that leads to significant loss for your company, you may face hardships. Can you keep the doors open? Do you need to let go of employees? Some forms of business insurance provide protection from business income loss. There are limits, and not all policies …

How Does Business Insurance Protect Against Lost Business Income Read More »

The investment in business insurance can be a difficult one for some people. This type of insurance is invaluable, however. You need it to help defray the costs of many risks associated with managing your business. Yet, having a policy that fits your goals may seem expensive. How much will it cost you? Take a closer look …

What Factors Determine Business Insurance Cost Read More »

Companies need a wide range of business insurance products. Luckily, there are plenty of products on the market that can provide you with all of the protection you need. As a business owner, you probably spend a lot of time building up your company. It may be dependent on you. Or, you may have important employees. If they …

Assessing Your Need for Business Insurance on Key People Read More »

When purchasing some forms of business insurance, it is important to consider your business’s past. Most of the time, insurance policies apply only from the date the policy goes into effect and beyond. However, it may be possible to secure some types of liability insurance retroactively. That could mean protection for work your company did in …

What Is a Retroactive Date on Your Business Liability Insurance Read More »

Many small business owners wonder when they should review their insurance coverage. The truth is that if it has been a while since you’ve reviewed your business insurance, it might be time to make changes. A review is a great opportunity to determine whether your policy meets your current needs. It might help you decide if …

How Often Should You Review Your Business Insurance Coverage? Read More »

Some industries are laden with workplace safety hazards: construction sites, factories, machine shops, even retail stores. Most people don’t think of the hazards that are in an office. But there are plenty of hazards that pop up in the office as well. Here are five areas to check over to ensure your employees’ safety at …

Hidden Office Safety Hazards Read More »

Owning a business has perks, but there’s definitely a certain level of liability that comes with being your own boss. That’s why many entrepreneurs opt for an LLC structure instead of a sole proprietorship. Under LLCs, your personal assets are virtually untouchable. So, in the event of a liability lawsuit, you are only held accountable …

Does an LLC Need Business Insurance? Read More »

When a storm comes through any community, it can cause damage to property in a matter of minutes. Many times, the damage comes in the form of structural losses, such as the roof blowing off the property. Other times, it creates risks that go further, such as leaks that can cause you to lose the …

Will Business Insurance Cover Inventory Loss After a Storm? Read More »

One of the fastest growing small business sectors is the independent grocer. Gone are the days when only the large retailers could capture a customer base. Today’s consumer is after not just affordable products, but also specialization. Small town grocers offer this. However, these are high-risk businesses. To operate them, you need to maintain proper business …

What Type of Business Insurance Coverage Does a Grocer Need? Read More »

Tired of your day job and want to start a business? Just looking for a side hustle that can bring in some extra cash? Luckily not all business ideas require getting venture capital and creating twenty page business plans. Here are five businesses that you can start this month and see your bank balance start …

Five Businesses You Can Start This Month Read More »