Is your home insured to a high enough value? There are many things to remember when deciding how much insurance coverage you need on your home. Let’s go over a few. Location – where you live changes the cost to rebuild or fix your home if you were to have a claim. The Midwest and …
Let’s say a visitor comes to your home. That visitor causes damage to it, such as breaking a window or dropping an expensive vase. Do you have home insurance to cover these losses? This depends on multiple factors. Most of the time, home insurance covers accidental loss and damage. But there are a few other factors that play a …
Will Home Insurance Cover Visitor Damage To Your Property? Read More »
Here in Idaho, we are approaching deep winter. This means a much higher risk of winter storms occurring. If your home gets damaged in a blizzard or other winter storm, then your homeowners insurance is likely to cover the necessary repairs. However, you still don’t want damage to happen in the first place. There are many liabilities …
Easy Tips to Prepare Your Home for Winter Weather Read More »
Hosting a holiday party is about bringing people together to have fun. The problem is, alcohol can put individuals at risk. If you plan to host a party, it is important to know your rights and responsibilities in doing so. If injuries occur, your home insurance may offer some coverage for you. Yet, it is …
When a Guest Is Intoxicated: How to Handle Holiday Party Risks Read More »
Many Americans have used today’s social distancing rules as incentives to do their spring cleaning. Clutter is something that everyone deals with and that few people enjoy. To cut down on clutter in their homes, many people rent storage units to house items they don’t use frequently. If you keep items in a storage unit, …
Does Homeowners Insurance Cover Items in Storage Units? Read More »
There are several aspects of home insurance that are often misunderstood. Many homeowners go to file a claim after an accident and are surprised and frustrated to find out that the damage isn’t covered. One of the main misunderstood aspects of home insurance is damage caused by water. As a rule, water damage isn’t covered by home …
Does My Homeowners Coverage Cover Seepage from Pipes?? Read More »
Say you just purchased a plot of land. Land is expensive, and you want to make sure your new land is protected in case something happens before or while your home is being built. If you purchase land, you can typically extend your home insurance policy to cover that land. This coverage is typically called …
Home Insurance During Renovations The first step when doing renovations in your home: Get in touch with your home insurance provider. Below, we’ll run down the basics of what you need to know, but every insurance provider has their own rules regarding renovations, and the only way to avoid an insurance gap is to make …
Home Insurance for Landlords If you have renters in your home, be they tenants or roommates, in a scenario where you are the owner, and they’re the renter, you are technically a landlord. Your home insurance is going to be affected in different ways. Here’s what you need to know: Many providers will allow …
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Emmett Office:
602 S Washington Ave, Emmett , ID 83617
Phone: (208) 365-2160
Star Office:
9744 West State,Star, ID 83669
Phone: (208) 398-0647
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