In one year, tired driving accounted for around 72,000 crashes, totaling 800 deaths and 44,000 injuries. Even if you manage not to fall asleep at the wheel, drowsiness slows down your reaction time and hinders your ability to think coherently and make smart driving decisions. Put simply, it’s not worth the risk. Here are some …
When it comes to what is and isn’t covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke detector batteries fresh. One area that many homeowners neglect, however, …
How Poor Ventilation Can Do More Damage Than You Think Read More »
According to experts, the best investment that one can make is often real estate. This is particularly true when the housing market is thriving. When one invests in the market, there is always the chance of loss. Therefore, many investors choose to buy a second home to rent out to other people or for vacation. …
How to Choose a Home Insurance Policy for a Vacation Home Read More »
You have done a lot to build your business over the years. You probably have also worked to put away a decent amount of money as a security cushion. However, running the business is always going to cost you, and unexpected costs could easily cause a financial strain. One of the most devastating of these …
Will I Lose Everything if my Business Gets Sued? Read More »
Vacations are a time to unwind and not have to worry about what’s happening at home. Yet, this is likely your largest asset. You need to consider what you can do to reduce the risk of having to file a home insurance claim when you get back. A few simple things can help to make your home …
How to Secure Your Home for Safety Before Vacations Read More »
Most people buy a car based on the way it can work for their needs. You want a car that’s reliable, safe, and fully featured. Yet, you also have to factor in the cost of auto insurance. If you do not, you may get a surprise later to learn the policy is just too expensive for …
Dangerous conditions create high-risk environments for business owners. When an unsafe condition exists, it is essential to take immediate steps to correct it. Leaving it, even for a moment, puts other people at risk. It also increases the likelihood you will need to file a business insurance claim. To avoid this, learn how to train employees to …
Correcting Unsafe Issues to Minimize Insurance Claims Read More »
If you’re familiar with your business insurance plan, you’ve probably examined its professional liability coverage to great extent. Between employee slip-and-fall injuries, construction site injuries, fleet accidents and more, there are a lot of situations which can result in financial trouble. Many policyholders don’t give a certain workplace disaster factor enough attention, however: The Struck …
Five Tips for Preventing Struck by Object Liability Claims Read More »
Auto insurance providers tend to sign their policies with the understanding that a lot of people loan their cars out to family and friends. A policy is not immediately invalid because someone else is driving your car. However, there are plenty of good reasons why some people won’t let anyone else behind the wheel of their …
When you buy your homeowners insurance, you want to make sure you have most appropriate coverage in place. That means accounting for all of the pressing liabilities and costly possessions valued on the property. If you have a trampoline for your own or your children’s use, then you need to make sure coverage applies to it. …
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