Is it time for you to update your home’s siding? The siding is more than just designed to provide aesthetics to your home. It also is an important way to protect the structure itself. That is why it is always important to maintain it. When damage occurs, have it repaired as soon as possible. You also want to consider how updating your siding, especially with wind-resistant products, might help lower your home insurance costs. Here is more insight.
Why Your Home Insurance Cares
Home insurance companies pay for damage to your home caused by storms. If a tree branch falls and hits the siding, it can cause significant damage. This can lead to leaks and damage to the integrity of the structure. Your home insurance company can often pay for the repairs as necessary.
However, if you invest in wind-resistant siding, that means it can better withstand the impact of severe weather. Because of this enhanced protection, it may minimize the risk of damage to your home. Therefore, you might be able to save money on your homeowners insurance.
Tips for Buying Wind-Resistant Siding
There are many products available on the market today that promise to offer benefits to you. It can be hard to navigate all of these options. To help you, consider these tips.
- Learn about the actual brand of siding the company plans to install. Then, research it. Ensure it has a high rating for its wind-resistant qualities. You can use a simple online review process to learn this.
- Most products will have a rating associated with them. Learn about how the company tests its products and rates them. You want to be sure they are able to handle a high enough level of damage. This might be up to 150 miles-per-hour.
- Look at the product’s warranty, too. Does it offer a long-term warranty and cover damage related to hail? This can give you some indication of how durable the product actually is.
Buying the right type of siding is important, but so is hiring the right team to install it. Take the time to look for a licensed and insured company to handle the work for you. You also want to know they have a warranty for the labor and workmanship they provide.
Your home insurance costs may not fall much with the addition of new siding. However, they can remain competitive if there is no need to file a claim for damage after a storm.
FAQ’s About How to Buy Wind Resistant Siding
What are the key features to look for in wind-resistant siding?
Wind-resistant siding should have a high impact resistance, interlocking panels, and secure fastening systems to withstand strong winds.
How do I determine the wind resistance rating of siding?
The wind resistance rating of siding is typically indicated by its ability to withstand specific wind speeds, such as 110 mph or 150 mph. Look for products with higher wind resistance ratings for better protection.
Can wind-resistant siding help lower my insurance premiums?
Yes, some insurance companies offer discounts for homes with wind-resistant siding due to the reduced risk of wind-related damage.
What materials are best for wind-resistant siding?
Materials such as fiber cement, engineered wood, and vinyl are known for their durability and ability to withstand high winds.
How does wind-resistant siding differ from standard siding?
Wind-resistant siding is designed with added reinforcement and installation techniques to provide extra protection against wind damage compared to standard siding.
What maintenance is required for wind-resistant siding?
Regular cleaning and inspections for any signs of damage or loose panels are important to maintain the effectiveness of wind-resistant siding.
Can wind-resistant siding improve energy efficiency?
Yes, some wind-resistant siding options offer improved insulation, which can contribute to better energy efficiency in the home.
Are there any building code requirements for wind-resistant siding?
Depending on the location, some areas may have specific building code requirements for wind-resistant siding to ensure homes can withstand local wind conditions.
How long does wind-resistant siding typically last?
Wind-resistant siding is designed to have a longer lifespan compared to standard siding, often lasting 20-30 years or more with proper maintenance.
Can I install wind-resistant siding myself, or do I need a professional?
While some experienced homeowners may be able to install wind-resistant siding, it’s generally recommended to hire a professional to ensure proper installation and maximum effectiveness.
What is the wind rating for LP SmartSide?
LP SmartSide has a wind rating of up to 200 mph, making it a great choice for high wind zones. It is engineered to withstand tough storms, and it is rot-resistant despite moisture and humidity. LP SmartSide is backed by an industry-leading 5/50-year limited warranty, giving you extra confidence in your siding choice.
Is Hardie board hurricane resistant?
Fiber cement siding, such as Hardie board, is one of the best siding options for high wind areas. It offers the look of inferior cladding materials like wood, brick, and vinyl, but with superior engineering for hurricane damage protection. Hardie board is also resistant to fire, insects, and rot. However, it is important to note that no siding material is completely hurricane-proof.
What is LP Smart Panel siding?
LP Smart Panel siding is a type of engineered wood siding that is designed to look like traditional wood siding but with added durability and strength. It is made by combining wood strands, resin, and wax under high heat and pressure. LP Smart Panel siding is available in a variety of textures and finishes, making it a versatile choice for many different architectural styles. It is also rot-resistant, termite-resistant, and backed by an industry-leading warranty.