Deer-related car accidents are not uncommon. In some areas, they are on the rise. Impacts with a deer can cause a significant amount of damage. They can also be life-threatening. If you swerve to avoid a deer, though, you are at a higher risk for hitting another person or car. If you do this, who is at fault? Understanding the details here can be challenging. However, if you lose control of your car, you are at fault in most situations.
Swerving to Avoid Hitting a Deer
Most people react by turning the wheel when something approaches their path suddenly. However, swerving like this can be very dangerous.
Though hard to control, you should try to avoid doing so. You may not have enough time to understand what your risks are. Is there oncoming traffic? Will you strike a tree if you turn the wheel hard? Because you cannot answer these questions in that moment, try to simply stop. If you cannot stop, slow down as much as possible. Stay in your lane. This is the best way to avoid a potentially dangerous accident that puts another person’s life at risk.
Who Is at Fault When You Swerve to Avoid a Deer and Hit Someone Else?
Even if you train yourself to avoid swerving, your instincts may still play out. When this happens, you may be unable to control what happens next. However, if you swerve your car across the center lane, you are likely responsible for wrecks. Drivers are responsible for controlling their vehicle. If you lose control for any reason, you could be responsible for the losses you create.
What Type of Auto Insurance Can Help You?
Generally, there are several potential options. First, if you strike another driver, your liability insurance may help cover the other driver’s losses. If you strike anything else, liability insurance will provide financial compensation for another person’s losses.
The damage to your own car may have coverage. If you have comprehensive auto insurance, this may help cover your damage if you hit the deer. In some situations, you may also have collision insurance. This can help cover damage if you swerve and hit a guardrail or other car.
In all cases, it is important to remain vigilant when it comes to driving on roads where deer could be present. This can help to keep you safe even in the worst of situations. Keep in mind your car insurance is there to help you.
FAQ’s About Who Is at Risk When You Swerve to Avoid a Deer and Hit Someone Else
Is it better to hit a deer or swerve to avoid it?
It is generally safer to hit a deer than to swerve and risk hitting another vehicle or object. However, if there are no other vehicles or objects in the way, swerving may be a viable option.
Will my insurance cover the damages if I hit someone while swerving to avoid a deer?
Your insurance may cover the damages, but it depends on your policy and the specific circumstances of the accident.
Can I be sued if I hit someone while swerving to avoid a deer?
Yes, you can be sued if you hit someone while swerving to avoid a deer. The injured party may hold you liable for any damages or injuries sustained in the accident.
What should I do if I hit someone while swerving to avoid a deer?
If you hit someone while swerving to avoid a deer, you should call emergency services and report the accident. You should also exchange insurance information with the other party involved.
Can I be charged with reckless driving if I swerve to avoid a deer and hit someone else?
It is possible to be charged with reckless driving if you swerve to avoid a deer and hit someone else, especially if you were driving at an excessive speed or in a reckless manner.
How can I avoid hitting a deer while driving?
To avoid hitting a deer while driving, you should be alert and aware of your surroundings, especially during dawn and dusk when deer are most active. You should also reduce your speed and use your high beams when driving in areas where deer are known to be present.
What are the most common injuries sustained in accidents involving deer?
The most common injuries sustained in accidents involving deer are whiplash, broken bones, and head injuries.
Can I file a claim with my insurance if my car is damaged in an accident involving a deer?
Yes, you can file a claim with your insurance if your car is damaged in an accident involving a deer. However, it may be subject to your deductible and may also impact your insurance rates.
Should I contact a lawyer if I am involved in an accident involving a deer?
It is recommended to contact a lawyer if you are involved in an accident involving a deer, especially if there are injuries or significant damages. A lawyer can help you navigate the legal process and ensure that your rights are protected.
Does hitting a deer affect your insurance rates?
Hitting a deer can affect your insurance rates, but it depends on your insurance policy. If you have comprehensive coverage, hitting a deer is usually considered a “not-at-fault” accident, which means it should not affect your rates. However, if you only have liability coverage and hit a deer, you will be responsible for the damages to your vehicle, and your rates may increase.
Is it illegal to stop for an animal in the road?
It is not illegal to stop for an animal in the road, but it can be dangerous. If you see an animal in the road, slow down and try to avoid hitting it if possible. If you do need to stop, make sure you pull over to a safe location and turn on your hazard lights to warn other drivers. Remember that hitting an animal can cause serious damage to your vehicle and may result in injuries to you or other drivers.